{"id":125,"date":"2024-05-11T23:46:15","date_gmt":"2024-05-11T14:46:15","guid":{"rendered":"https:\/\/investopiahub.com\/?p=125"},"modified":"2024-05-12T09:54:33","modified_gmt":"2024-05-12T00:54:33","slug":"%ec%8b%a0%ec%83%9d%ec%95%84-%ed%8a%b9%eb%a1%80%eb%8c%80%ec%b6%9c-%eb%8c%80%ed%99%98","status":"publish","type":"post","link":"https:\/\/investopiahub.com\/%ec%8b%a0%ec%83%9d%ec%95%84-%ed%8a%b9%eb%a1%80%eb%8c%80%ec%b6%9c-%eb%8c%80%ed%99%98\/","title":{"rendered":"\uc2e0\uc0dd\uc544 \ud2b9\ub840\ub300\ucd9c \ub300\ud658"},"content":{"rendered":"\n<p>\uc2e0\uc0dd\uc544 \ud2b9\ub840\ub300\ucd9c \ub300\ud658\uc740 \uc2e0\uaddc \uc8fc\ud0dd \uad6c\uc785\uc790\ubfd0\uc774 \uc544\ub2c8\ub77c \uc774\ubbf8 \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c\uc744 \ubc1b\uc740 \uc0ac\ub78c\ub3c4 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <br><br>\uc2e0\uc0dd\ud55c \ud2b9\ub840\ub300\ucd9c\uc740 \ub300\ucd9c \uc2e0\uccad\uc77c \uae30\uc900\uc73c\ub85c 2\ub144 \uc774\ub0b4\uc5d0 \ucd9c\uc0b0\u00b7\uc785\uc591\ud55c \ubb34\uc8fc\ud0dd \uac00\uad6c\ub098 1\uc8fc\ud0dd \uac00\uad6c(\ub300\ud658\ub300\ucd9c)\uc5d0 \uc800\ub9ac\ub85c \ucd5c\ub300 5\uc5b5\uc6d0\uae4c\uc9c0 \uc8fc\ud0dd \uad6c\uc785 \uc790\uae08\uc744 \ub300\ucd9c\ud574 \uc8fc\ub294 \uc81c\ub3c4\uc785\ub2c8\ub2e4. <br><br>\uac00\uaca9 9\uc5b5\uc6d0 \uc774\ud558, \uc804\uc6a9\uba74\uc801 85\u33a1 \uc774\ud558\uac00 \ub300\uc0c1 \uc8fc\ud0dd\uc774\uba70, \uc62c\ud574\ub294 2023\ub144 1\uc6d4 1\uc77c \uc774\ud6c4 \ucd9c\uc0dd\uc544\ub97c \ub454 \ucd9c\uc0b0(\uc785\uc591) \uac00\uad6c\uac00 \ub300\uc0c1\uc785\ub2c8\ub2e4. <br><br>\ub300\ud658\uc740 \uae30\uc874 \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c \uc794\uc561 \ub0b4\uc5d0\uc11c \uc2e0\uccad\uc774 \uac00\ub2a5\ud558\ub2e4\uace0 \ud558\ub2c8 \uc2e0\uccad \ub300\uc0c1\uc774\uc2e0 \ubd84\ub4e4\uc740 \uaf2d \uc2e0\uccad\ud558\uc2dc\uae38 \ubc14\ub78d\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"has-text-align-center has-large-font-size\"><a href=\"https:\/\/nhuf.molit.go.kr\/FP\/FP05\/FP0503\/FP05030801.jsp\" target=\"_blank\" rel=\"noopener\"><strong>\uc2e0\uccad\ud558\ub7ec \uac00\uae30<\/strong><\/a><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"758\" src=\"https:\/\/investopiahub.com\/wp-content\/uploads\/2024\/05\/baby-4100420_1280-1024x758.jpg\" alt=\"\uc2e0\uc0dd\uc544 \ud2b9\ub840\ub300\ucd9c \ub300\ud658\" class=\"wp-image-126\" srcset=\"https:\/\/investopiahub.com\/wp-content\/uploads\/2024\/05\/baby-4100420_1280-1024x758.jpg 1024w, https:\/\/investopiahub.com\/wp-content\/uploads\/2024\/05\/baby-4100420_1280-300x222.jpg 300w, https:\/\/investopiahub.com\/wp-content\/uploads\/2024\/05\/baby-4100420_1280-768x568.jpg 768w, https:\/\/investopiahub.com\/wp-content\/uploads\/2024\/05\/baby-4100420_1280.jpg 1280w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_68_1 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/investopiahub.com\/%ec%8b%a0%ec%83%9d%ec%95%84-%ed%8a%b9%eb%a1%80%eb%8c%80%ec%b6%9c-%eb%8c%80%ed%99%98\/#Table_of_Contents\" title=\"Table of Contents\">Table of Contents<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/investopiahub.com\/%ec%8b%a0%ec%83%9d%ec%95%84-%ed%8a%b9%eb%a1%80%eb%8c%80%ec%b6%9c-%eb%8c%80%ed%99%98\/#%EC%8B%A0%EC%83%9D%EC%95%84_%ED%8A%B9%EB%A1%80%EB%8C%80%EC%B6%9C_%EC%A7%80%EC%9B%90_%EC%9E%90%EA%B2%A9\" title=\"\uc2e0\uc0dd\uc544 \ud2b9\ub840\ub300\ucd9c \uc9c0\uc6d0 \uc790\uaca9\">\uc2e0\uc0dd\uc544 \ud2b9\ub840\ub300\ucd9c \uc9c0\uc6d0 \uc790\uaca9<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/investopiahub.com\/%ec%8b%a0%ec%83%9d%ec%95%84-%ed%8a%b9%eb%a1%80%eb%8c%80%ec%b6%9c-%eb%8c%80%ed%99%98\/#%EA%B5%AC%EC%9E%85_%EC%9E%90%EA%B8%88%EB%94%94%EB%94%A4%EB%8F%8C_%EB%8C%80%EC%B6%9C\" title=\"\uad6c\uc785 \uc790\uae08(\ub514\ub524\ub3cc \ub300\ucd9c)\">\uad6c\uc785 \uc790\uae08(\ub514\ub524\ub3cc \ub300\ucd9c)<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/investopiahub.com\/%ec%8b%a0%ec%83%9d%ec%95%84-%ed%8a%b9%eb%a1%80%eb%8c%80%ec%b6%9c-%eb%8c%80%ed%99%98\/#1_%EC%86%8C%EB%93%9D_%EB%B0%8F_%EC%9E%90%EC%82%B0_%EC%A1%B0%EA%B1%B4\" title=\"1. \uc18c\ub4dd \ubc0f \uc790\uc0b0 \uc870\uac74\">1. \uc18c\ub4dd \ubc0f \uc790\uc0b0 \uc870\uac74<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/investopiahub.com\/%ec%8b%a0%ec%83%9d%ec%95%84-%ed%8a%b9%eb%a1%80%eb%8c%80%ec%b6%9c-%eb%8c%80%ed%99%98\/#2_%EB%8C%80%EC%83%81_%EC%A3%BC%ED%83%9D\" title=\"2. \ub300\uc0c1 \uc8fc\ud0dd\">2. \ub300\uc0c1 \uc8fc\ud0dd<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/investopiahub.com\/%ec%8b%a0%ec%83%9d%ec%95%84-%ed%8a%b9%eb%a1%80%eb%8c%80%ec%b6%9c-%eb%8c%80%ed%99%98\/#3_%EB%8C%80%EC%B6%9C%ED%95%9C%EB%8F%84\" title=\"3. \ub300\ucd9c\ud55c\ub3c4\">3. \ub300\ucd9c\ud55c\ub3c4<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/investopiahub.com\/%ec%8b%a0%ec%83%9d%ec%95%84-%ed%8a%b9%eb%a1%80%eb%8c%80%ec%b6%9c-%eb%8c%80%ed%99%98\/#4_%EB%8C%80%EC%B6%9C%EA%B8%88%EB%A6%AC\" title=\"4. \ub300\ucd9c\uae08\ub9ac\">4. \ub300\ucd9c\uae08\ub9ac<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/investopiahub.com\/%ec%8b%a0%ec%83%9d%ec%95%84-%ed%8a%b9%eb%a1%80%eb%8c%80%ec%b6%9c-%eb%8c%80%ed%99%98\/#%EC%A0%84%EC%84%B8%EC%9E%90%EA%B8%88\" title=\"\uc804\uc138\uc790\uae08\">\uc804\uc138\uc790\uae08<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/investopiahub.com\/%ec%8b%a0%ec%83%9d%ec%95%84-%ed%8a%b9%eb%a1%80%eb%8c%80%ec%b6%9c-%eb%8c%80%ed%99%98\/#1_%EC%86%8C%EB%93%9D_%EB%B0%8F_%EC%9E%90%EC%82%B0_%EC%A1%B0%EA%B1%B4-2\" title=\"1. \uc18c\ub4dd \ubc0f \uc790\uc0b0 \uc870\uac74\">1. \uc18c\ub4dd \ubc0f \uc790\uc0b0 \uc870\uac74<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/investopiahub.com\/%ec%8b%a0%ec%83%9d%ec%95%84-%ed%8a%b9%eb%a1%80%eb%8c%80%ec%b6%9c-%eb%8c%80%ed%99%98\/#2_%EB%8C%80%EC%83%81_%EC%A3%BC%ED%83%9D-2\" title=\"2. \ub300\uc0c1 \uc8fc\ud0dd\">2. \ub300\uc0c1 \uc8fc\ud0dd<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/investopiahub.com\/%ec%8b%a0%ec%83%9d%ec%95%84-%ed%8a%b9%eb%a1%80%eb%8c%80%ec%b6%9c-%eb%8c%80%ed%99%98\/#3_%EB%8C%80%EC%B6%9C%ED%95%9C%EB%8F%84-2\" title=\"3. \ub300\ucd9c\ud55c\ub3c4\">3. \ub300\ucd9c\ud55c\ub3c4<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/investopiahub.com\/%ec%8b%a0%ec%83%9d%ec%95%84-%ed%8a%b9%eb%a1%80%eb%8c%80%ec%b6%9c-%eb%8c%80%ed%99%98\/#4_%EB%8C%80%EC%B6%9C%EA%B8%88%EB%A6%AC-2\" title=\"4. \ub300\ucd9c\uae08\ub9ac\">4. \ub300\ucd9c\uae08\ub9ac<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Table_of_Contents\"><\/span>Table of Contents<span class=\"ez-toc-section-end\"><\/span><\/h2><nav><ul><li><a href=\"#\uc2e0\uc0dd\uc544-\ud2b9\ub840\ub300\ucd9c-\uc9c0\uc6d0-\uc790\uaca9\">\n\uc2e0\uc0dd\uc544 \ud2b9\ub840\ub300\ucd9c \uc9c0\uc6d0 \uc790\uaca9<\/a><\/li><li><a href=\"#\uad6c\uc785-\uc790\uae08-\ub514\ub524\ub3cc-\ub300\ucd9c\">\n\uad6c\uc785 \uc790\uae08(\ub514\ub524\ub3cc \ub300\ucd9c)<\/a><ul><li><a href=\"#1-\uc18c\ub4dd-\ubc0f-\uc790\uc0b0-\uc870\uac74\">\n\n1. \uc18c\ub4dd \ubc0f \uc790\uc0b0 \uc870\uac74<\/a><\/li><li><a href=\"#2-\ub300\uc0c1-\uc8fc\ud0dd\">\n2. \ub300\uc0c1 \uc8fc\ud0dd<\/a><\/li><li><a href=\"#3-\ub300\ucd9c\ud55c\ub3c4\">\n3. \ub300\ucd9c\ud55c\ub3c4<\/a><\/li><li><a href=\"#4-\ub300\ucd9c\uae08\ub9ac\">\n4. \ub300\ucd9c\uae08\ub9ac<\/a><\/li><\/ul><\/li><li><a href=\"#\uc804\uc138\uc790\uae08\">\n\uc804\uc138\uc790\uae08<\/a><ul><li><a href=\"#1-\uc18c\ub4dd-\ubc0f-\uc790\uc0b0-\uc870\uac74-1\">\n\n1. \uc18c\ub4dd \ubc0f \uc790\uc0b0 \uc870\uac74<\/a><\/li><li><a href=\"#2-\ub300\uc0c1-\uc8fc\ud0dd-2\">\n2. \ub300\uc0c1 \uc8fc\ud0dd<\/a><\/li><li><a href=\"#3-\ub300\ucd9c\ud55c\ub3c4-3\">\n3. \ub300\ucd9c\ud55c\ub3c4<\/a><\/li><li><a href=\"#4-\ub300\ucd9c\uae08\ub9ac-4\">\n4. \ub300\ucd9c\uae08\ub9ac<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading has-accent-color has-text-color has-link-color wp-elements-32b974e8c7c217da6dbbb02a78bc36ea\" id=\"\uc2e0\uc0dd\uc544-\ud2b9\ub840\ub300\ucd9c-\uc9c0\uc6d0-\uc790\uaca9\"><span class=\"ez-toc-section\" id=\"%EC%8B%A0%EC%83%9D%EC%95%84_%ED%8A%B9%EB%A1%80%EB%8C%80%EC%B6%9C_%EC%A7%80%EC%9B%90_%EC%9E%90%EA%B2%A9\"><\/span><br><strong>\uc2e0\uc0dd\uc544 \ud2b9\ub840\ub300\ucd9c \uc9c0\uc6d0 \uc790\uaca9<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><br>\ub300\ucd9c \uc2e0\uccad\uc77c \uae30\uc900 2\ub144 \ub0b4 \ucd9c\uc0b0\ud55c \ubb34\uc8fc\ud0dd \uc138\ub300\uc8fc(\uc2e0\uaddc\ub300\ucd9c) \ub610\ub294 1\uc8fc\ud0dd\uc790(\ub300\ud658\ub300\ucd9c)<br>2023\ub144 1\uc6d4 1\uc77c \ucd9c\uc0dd\uc544\ubd80\ud130 \uc801\uc6a9\ub418\uba70 \uc785\uc591\uc544(\ub9cc 2\uc0b4 \ubbf8\ub9cc) \ud3ec\ud568<br>\ud63c\uc778\uc2e0\uace0 \uc5c6\uc774 \ucd9c\uc0b0\ud55c \ubd80\ubd80\ub3c4 \uac00\ub2a5\ud558\ub098 \uc784\uc2e0 \uc911\uc778 \ud0dc\uc544\ub294 \ub300\uc0c1\uc774 \uc544\ub2d9\ub2c8\ub2e4.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading has-accent-color has-text-color has-link-color wp-elements-25b2cc56d2374d865d7aba3c90bbf82e\" id=\"\uad6c\uc785-\uc790\uae08-\ub514\ub524\ub3cc-\ub300\ucd9c\"><span class=\"ez-toc-section\" id=\"%EA%B5%AC%EC%9E%85_%EC%9E%90%EA%B8%88%EB%94%94%EB%94%A4%EB%8F%8C_%EB%8C%80%EC%B6%9C\"><\/span><br><strong>\uad6c\uc785 \uc790\uae08(\ub514\ub524\ub3cc \ub300\ucd9c)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"1-\uc18c\ub4dd-\ubc0f-\uc790\uc0b0-\uc870\uac74\"><span class=\"ez-toc-section\" id=\"1_%EC%86%8C%EB%93%9D_%EB%B0%8F_%EC%9E%90%EC%82%B0_%EC%A1%B0%EA%B1%B4\"><\/span><br><br><strong>1. \uc18c\ub4dd \ubc0f \uc790\uc0b0 \uc870\uac74<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p><br>\ubd80\ubd80 \ud569\uc0b0 \uc5f0 \uc18c\ub4dd 2\uc5b5 \uc774\ud558\ub9cc \uac00\ub2a5\ud558\uba70 \uc790\uc0b0 \uae30\uc900\uc73c\ub85c\ub294 \uc21c\uc790\uc0b0 4\uc5b5 900\ub9cc\uc6d0 \uc774\ud558\uc5ec\uc57c \ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"2-\ub300\uc0c1-\uc8fc\ud0dd\"><span class=\"ez-toc-section\" id=\"2_%EB%8C%80%EC%83%81_%EC%A3%BC%ED%83%9D\"><\/span><br><strong>2. \ub300\uc0c1 \uc8fc\ud0dd<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p><br>\uc8fc\ud0dd \uac00\uc561 9\uc5b5\uc6d0 \uc774\ud558, \uc804\uc6a9\uba74\uc801 85\uc81c\uacf1\ubbf8\ud130 \uc774\ud558\uc5ec\uc57c \ud569\ub2c8\ub2e4. \ub2e4\ub9cc \ub3c4\uc2dc \uc9c0\uc5ed\uc774 \uc544\ub2cc \uc74d, \uba74 \uc9c0\uc5ed\uc740 100\uc81c\uacf1\ubbf8\ud130 \uc774\ud558\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"3-\ub300\ucd9c\ud55c\ub3c4\"><span class=\"ez-toc-section\" id=\"3_%EB%8C%80%EC%B6%9C%ED%95%9C%EB%8F%84\"><\/span><br><strong>3. \ub300\ucd9c\ud55c\ub3c4<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p><br>\ucd5c\ub300 5\uc5b5\uc6d0<br>\uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c\ube44\uc728(LTV) 70% \uc774\ub0b4(\uc0dd\uc560 \ucd5c\ucd08 80%)<br>\ucd1d\ubd80\ucc44\uc0c1\ud658\ube44\uc728(DTI) 60% \uc774\ub0b4<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"4-\ub300\ucd9c\uae08\ub9ac\"><span class=\"ez-toc-section\" id=\"4_%EB%8C%80%EC%B6%9C%EA%B8%88%EB%A6%AC\"><\/span><br><strong>4. \ub300\ucd9c\uae08\ub9ac<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p><br>\uc5f0 \uc18c\ub4dd 8,500\ub9cc\uc6d0 \uc774\ud558\uba74 \uc57d 1.6%~2.7%, \ub2e8, 5\ub144 \uacbd\uacfc \ub4a4 0.55% \uac00\uc0b0<br><br>\uc5f0 \uc18c\ub4dd 8,500\ub9cc\uc6d0 \ucd08\uacfc\uba74 \uc57d 2.7%~3.3%, \ub2e8, 5\ub144 \uacbd\uacfc \ub4a4 \ub300\ucd9c \uc2dc\uc810\uc758 \uc2dc\uc911\uc740\ud589 \uc6d4\ubcc4 \uae08\ub9ac \uc911 \ucd5c\uc800\uce58 \uc801\uc6a9(5\ub144\uc774 \uacbd\uacfc\ud558\uba74 \ub300\ucd9c \uc2dc\uc810\uc5d0 \uc2dc\uc911\uc740\ud589 \uae08\ub9ac \uc911 \uac00\uc7a5 \uc800\ub834\ud588\uc5c8\ub358 \uae08\ub9ac\ub85c \ubcc0\uacbd\ub41c\ub2e4\ub294 \ub73b \uc785\ub2c8\ub2e4)<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading has-accent-color has-text-color has-link-color wp-elements-e0dbe60266d909a1d8f2591a3f0175f2\" id=\"\uc804\uc138\uc790\uae08\"><span class=\"ez-toc-section\" id=\"%EC%A0%84%EC%84%B8%EC%9E%90%EA%B8%88\"><\/span><br><strong>\uc804\uc138\uc790\uae08<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"1-\uc18c\ub4dd-\ubc0f-\uc790\uc0b0-\uc870\uac74-1\"><span class=\"ez-toc-section\" id=\"1_%EC%86%8C%EB%93%9D_%EB%B0%8F_%EC%9E%90%EC%82%B0_%EC%A1%B0%EA%B1%B4-2\"><\/span><br><br><strong>1. \uc18c\ub4dd \ubc0f \uc790\uc0b0 \uc870\uac74<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p><br>\ubd80\ubd80 \ud569\uc0b0 \uc5f0 \uc18c\ub4dd 2\uc5b5 \uc774\ud558\ub9cc \uac00\ub2a5\ud558\uba70 \uc790\uc0b0 \uae30\uc900\uc73c\ub85c\ub294 \uc21c\uc790\uc0b0 3\uc5b5 500\ub9cc\uc6d0 \uc774\ud558\uc5ec\uc57c \ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"2-\ub300\uc0c1-\uc8fc\ud0dd-2\"><span class=\"ez-toc-section\" id=\"2_%EB%8C%80%EC%83%81_%EC%A3%BC%ED%83%9D-2\"><\/span><br><strong>2. \ub300\uc0c1 \uc8fc\ud0dd<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p><br>\uc218\ub3c4\uad8c \uc8fc\ud0dd \uac00\uc561 5\uc5b5\uc6d0 \uc774\ud558(\ub2e8 \uc218\ub3c4\uad8c \uc678 \uc9c0\uc5ed\uc740 4\uc5b5\uc6d0 \uc774\ud558)<br><br>\uba74\uc801 \uae30\uc900\uc740 \uad6c\uc785 \uc790\uae08\uacfc \ub3d9\uc77c\ud569\ub2c8\ub2e4<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"3-\ub300\ucd9c\ud55c\ub3c4-3\"><span class=\"ez-toc-section\" id=\"3_%EB%8C%80%EC%B6%9C%ED%95%9C%EB%8F%84-2\"><\/span><br><strong>3. \ub300\ucd9c\ud55c\ub3c4<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p><br>\ucd5c\ub300 3\uc5b5\uc6d0(\ubcf4\uc99d\uae08 80% \uc774\ub0b4)<br><br>\uc804\uc138 \uacc4\uc57d \uc885\ub8cc \uc2dc \uc0c1\ud658(\ub300\ucd9c\ub9cc\uae30 5\ud68c \uc5f0\uc7a5 \uac00\ub2a5, \ucd5c\uc7a5 12\ub144)<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"4-\ub300\ucd9c\uae08\ub9ac-4\"><span class=\"ez-toc-section\" id=\"4_%EB%8C%80%EC%B6%9C%EA%B8%88%EB%A6%AC-2\"><\/span><br><strong>4. \ub300\ucd9c\uae08\ub9ac<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p><br>\uc5f0 \uc18c\ub4dd 7,500\ub9cc\uc6d0 \uc774\ud558\uba74 \uc57d 1.1%~2.3%, \ub2e8, 5\ub144 \uacbd\uacfc \ub4a4 0.4% \uac00\uc0b0<br><br>\uc5f0 \uc18c\ub4dd 7,500\ub9cc\uc6d0 \ucd08\uacfc\uba74 \uc57d 2.3%~3.0%, \ub2e8, 5\ub144 \uacbd\uacfc \ub4a4 \ub300\ucd9c \uc2dc\uc810\uc758 \uc2dc\uc911\uc740\ud589 \uc6d4\ubcc4 \uae08\ub9ac \uc911 \ucd5c\uc800\uce58 \uc801\uc6a9<\/p>\n\n\n\n<p><br><br>\ub354 \ub9ce\uc740 \uc815\ucc45 \ud61c\ud0dd\uc5d0 \ub300\ud55c \ube14\ub85c\uadf8 \ub0b4 \ub2e4\ub978 \uae00\ub4e4 \ubcf4\uae30 <a href=\"https:\/\/investopiahub.com\/category\/%ec%a0%95%ec%b1%85\/\">\ubc14\ub85c\uac00\uae30<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uc2e0\uc0dd\uc544 \ud2b9\ub840\ub300\ucd9c \ub300\ud658\uc740 \uc2e0\uaddc \uc8fc\ud0dd \uad6c\uc785\uc790\ubfd0\uc774 \uc544\ub2c8\ub77c \uc774\ubbf8 \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c\uc744 \ubc1b\uc740 \uc0ac\ub78c\ub3c4 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc2e0\uc0dd\ud55c \ud2b9\ub840\ub300\ucd9c\uc740 \ub300\ucd9c \uc2e0\uccad\uc77c \uae30\uc900\uc73c\ub85c 2\ub144 \uc774\ub0b4\uc5d0 \ucd9c\uc0b0\u00b7\uc785\uc591\ud55c \ubb34\uc8fc\ud0dd \uac00\uad6c\ub098 1\uc8fc\ud0dd \uac00\uad6c(\ub300\ud658\ub300\ucd9c)\uc5d0 \uc800\ub9ac\ub85c \ucd5c\ub300 5\uc5b5\uc6d0\uae4c\uc9c0 \uc8fc\ud0dd \uad6c\uc785 \uc790\uae08\uc744 \ub300\ucd9c\ud574 \uc8fc\ub294 \uc81c\ub3c4\uc785\ub2c8\ub2e4. \uac00\uaca9 9\uc5b5\uc6d0 \uc774\ud558, \uc804\uc6a9\uba74\uc801 85\u33a1 \uc774\ud558\uac00 \ub300\uc0c1 \uc8fc\ud0dd\uc774\uba70, \uc62c\ud574\ub294 2023\ub144 1\uc6d4 1\uc77c \uc774\ud6c4 \ucd9c\uc0dd\uc544\ub97c \ub454 \ucd9c\uc0b0(\uc785\uc591) \uac00\uad6c\uac00 \ub300\uc0c1\uc785\ub2c8\ub2e4. \ub300\ud658\uc740 \uae30\uc874 &#8230; <a title=\"\uc2e0\uc0dd\uc544 \ud2b9\ub840\ub300\ucd9c \ub300\ud658\" class=\"read-more\" href=\"https:\/\/investopiahub.com\/%ec%8b%a0%ec%83%9d%ec%95%84-%ed%8a%b9%eb%a1%80%eb%8c%80%ec%b6%9c-%eb%8c%80%ed%99%98\/\" aria-label=\"Read more about \uc2e0\uc0dd\uc544 \ud2b9\ub840\ub300\ucd9c \ub300\ud658\">Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[13],"tags":[],"class_list":["post-125","post","type-post","status-publish","format-standard","hentry","category-13"],"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"","_links":{"self":[{"href":"https:\/\/investopiahub.com\/wp-json\/wp\/v2\/posts\/125"}],"collection":[{"href":"https:\/\/investopiahub.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/investopiahub.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/investopiahub.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/investopiahub.com\/wp-json\/wp\/v2\/comments?post=125"}],"version-history":[{"count":6,"href":"https:\/\/investopiahub.com\/wp-json\/wp\/v2\/posts\/125\/revisions"}],"predecessor-version":[{"id":135,"href":"https:\/\/investopiahub.com\/wp-json\/wp\/v2\/posts\/125\/revisions\/135"}],"wp:attachment":[{"href":"https:\/\/investopiahub.com\/wp-json\/wp\/v2\/media?parent=125"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/investopiahub.com\/wp-json\/wp\/v2\/categories?post=125"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/investopiahub.com\/wp-json\/wp\/v2\/tags?post=125"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}